Let Us Help You Fix Your Credit

Have poor credit and don’t know where to turn?

Questions? Call Us Today

1-888-528-6041

Have poor credit and don't know where to turn?

Get started today by having one of our Credit Repair experts contact you for a FREE personal consultation

Your information is completely secure and is not shared with anyone. This will not impact your credit score.

How Our Process Works

1 Submit Application

2 Receive Individual Action Plan

3 Enjoy Monthly Progress

When it comes to repairing your credit, we understand how complicated and confusing it can be to know how to get started. At The Credit Guru, we’ve chosen to keep our business small allowing us to provide you with direct access anytime. The person you talk to on the phone, will be one of the people working on your credit. Other businesses operate in a cookie cutter fashion, treating credit problems the same. Because of our relationship based approach, we get results faster than other companies.

Discover the Difference

We're Your Partner

You receive an individualized action plan and are able to get status updates along the way

Faster Results

Unlike many competitors, we tackle all your negative items aggressively right off the bat, leading to faster results

Track Record of Success

We’ve repaired credit for over 10K people across the U.S. and we receive referrals from across the nation

5 life-changing things that depend on your Credit Score

Credit determines the value of your lifestyle, ability to do the things you want in life, achieve your goals and dreams, travel, purchase the things that you want or appreciate or only dream off

Purchasing Power –Imagine walking into a bank to get a mortgage or a car loan and securing a great interest rate without any hassle. Good credit gives you the purchasing power you need to make big financial decisions confidently.
Employability – Did you know your credit score can impact your job prospects? Many employers conduct background checks that include credit scores. A lower credit score can make you a less attractive candidate. Ensuring a strong credit score boosts your chances of landing that dream job.
Education Options – Whether it's specialized training like flight school or government programs, credit checks are standard. Many are surprised to find their credit score being a deciding factor. A strong credit score opens doors to more educational options.
Starting a business –With solid credit, you can follow your dreams and passions without financial worry holding you back. Your idea might face challenges, but it won't be your finances that stop you from achieving the American Dream.
Confidence – follow your dreams passions without worry, your idea might be not so hot but it won’t be your finances that will stop you from succeeding. American Dream

What Clients are Saying

We handle only a limited number of clients at a time to ensure our ability to devote our full attention to every case. There are no long-term contracts, allowing you to cancel service at any time. We continue to work on your behalf until you notify us you would like to stop service, or until you are fully satisfied that we have met your goals.

Restarting is a simple process should you ever need our services again. The results will be rewarding to you financially and can save you thousands of dollars in interest from credit cards or other loans.

“When I was trying to refinance my house, I was shocked to be declined because of a number of errors on my credit report that I had no luck disputing with the credit bureaus. The Credit Guru had the errors removed within nine months and I was finally able to refinance and get a much lower rate. I went from a rate of 5.75% to 3.75% which is a huge savings!”

– Lara G. Clients

“Thank you for being the best. I enjoy so much your responses as they are always direct, concise and... they are detailed with the information that is NEEDED... And that you give me options as well as tell me what you would do. There are so many people who would benefit from using your service. They would all have a better life. I wish I knew how to reach them all. 🙂 Thank you again so much.”

– Robert K. Clients

Are You Ready? We Are Ready to Help

A Good Credit Score is Your Ticket to Financial Freedom

A good credit score is critical for success in life because your and your family’s financial security are totally dependent on your credit score. Yet most people go through life ignoring their credit score until they are about to make a major purchase. Often they are surprised there are errors and negative items on their credit files that result in high interest rates or being declined. When people try to repair their credit by themselves, this can be difficult and very frustrating. The main focus for the Credit Bureaus is selling credit ratings to businesses and helping consumers is not a priority for them. If, like most people who need to raise their credit, you decide to use credit repair professionals, you face another challenge – deciding which credit repair company is legitimate and who to trust.

At the Credit Guru, we understand all the particulars of the credit system because of our many years helping countless people in every situation and every walk of life. We are on a mission to restore the American dream – whether it be owning a home or being financially successful throughout life – taking away that financial fear by improving your credit. We have kept our company small so we concentrate on helping each individual client on a one-on-one basis. We have more success than the other credit repair companies working that way. Our competitors are larger and can’t provide our level of personal service. They have different people doing parts of the work on your account and, for all the bells and whistles, no one has the full picture about your credit situation. At the Credit Guru, we have a dedicated specialist working on each client’s credit and we tailor our plan of action for each individual person to get the fastest results. Above all else, working with us, you have a trusted partner in your financial goals.