Before deciding who you want to fix your credit, it’s important to understand how credit repair companies repair credit. How To Know If a Credit Repair Company Is Reputable The best way to check that a company is legitimate is to search the state they operate from for a business license. Pay attention to how […]
How the Dispute Process Works Under the Fair Credit Reporting Act (FCRA) consumers have the right to challenge information that appears on their consumer credit report(s). While most consumers know they can dispute errors and fraudulent accounts, many people are unaware that ALL reported information can legally be questioned. Challenging items which adversely impact your […]
helpful resources Maximizing Your Credit Score: Key Strategies from The Credit Guru Maintaining a high credit score is essential for financial well-being, whether you’re applying for a mortgage, seeking approval for a car loan, or simply trying to improve your financial standing. At The Credit Guru, we’ve worked with thousands of clients over the years, […]
helpful resources Identity theft is on the rise – What should you do? What is Identity Theft? Identity Theft is when someone steals your personal information and uses it without your permission. It happens to more than 11 million Americans every year and can cause trouble with your finances, credit history and reputation. It can […]
Homepage Blog helpful resources You Don’t Have Just One Credit Score — You Have Many, And They Change Constantly. Understanding different Credfit Scores (Courtesy of Nerd Wallet) The scores most often used in lending decisions were introduced by the Fair Isaac Corp. more than 25 years ago and are known as FICO scores. VantageScore, developed jointly […]
helpful resources How to improve the security of your computer Maybe you recently planned to purchase a new computer or plan to do so in the near future. Congratulations! It’s an important purchase. Even if you were able to hook it up and use it right out of the box, that doesn’t mean that you […]
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