Refund Policy

The client is held responsible for payment for all work completed. If payment for any period of work performed is not received within 30 days from the appropriate due date, the client hereby gives implicit permission to The Credit Guru to charge the client’s debit/credit Card for the client’s account. The term of this agreement shall be one year.

If the client decides to cancel the monthly service at any time during the year, a written request must be sent to The Credit Guru. If The Credit Guru has worked on your file prior to receiving your written cancellation but after the 15th day of the previous month of service the client will be charged for the current month and then cancelled. If the client does not cancel, The Credit Guru will automatically renew this agreement for an additional year if the service has not been completed.

The Credit Guru will at any time end the service if The Credit Guru concludes that no further work is necessary.

The client(s) acknowledge that they have 5 business days to cancel for a full refund and acknowledge reading “Consumer Credit File Rights Under Federal and State Law” (can be found here).

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