Legal Credit Repair

We must get a copy of your credit report from each of the major credit reporting agencies ( Equifax, Experian, Transunion ) . Or we can get them for you (They are sent Directly to you), unless you prefer to supply them. Every month you will receive updated credit reports free of charge, which you must either fax or mail to us to continue this process.

Once we've received your credit reports, we look at the process the creditor used to report the derogatory item(s) to the bureau, and we have found that 99.9% of all creditors fail to comply with the hundreds of laws under the FAIR CREDIT REPORTING ACT, thus violating your rights. we will analyze your credit history to identify items that are responsible for bringing your credit score down. Then we will draft letters to dispute these inaccurate negative items on your behalf (we actually send a variety of letters each month to each of the 3 major credit reporting agencies ( Equifax, Experian, Transunion) and creditors until the inaccurate negative items are gone). Although we encourage consumers to dispute their own credit if they have the time and knowledge to do so It is important to note that, according to federal law, the credit bureaus can ignore your dispute under a variety of conditions. In my experience, a large part of dispute letters sent directly from consumers are rejected for one reason or another.

The highly effective letters that we write have been proven over and over to WORK in correcting negative items on your credit files! These letters were written with the accumulated knowledge of years of experience in getting results, they are designed to make the credit laws work for you! When the credit bureaus get these letters they are forced to TAKE ACTION or face serious consequences. Like Magic, they stop dragging their feet and show you the respect you deserve!

The time it takes to remove anything from your credit varies from case to case, Tax Judgments, Liens, Bankruptcies are reported no differently and can be removed the same as late payments and unpaid bills, including Medical Bills and even Student Loans. It takes a minimum of one month and can take up to six months or more depending on how much inaccurately reported credit you have. Our customers have the advantage of being able to talk to us at all times and the best part is that we work alone, there are only 4 of us here to discreetly handle your personal information.

The main difference between myself and the other guys are " WE HANDLE YOUR ACCOUNT PERSONALLY AND YOU CAN TALK TO US 5 DAYS A WEEK (Actual People that do the work on your account), " try that with the larger firms.

Even after you are satisfied with the work we have done, we continue to offer credit repair advice and help you with new strategies for your future financial well being.

We handle only a limited number of clients at a time to ensure you our being able to devote our full attention to every case. You can cancel our services at anytime. But the results will be rewarding to you financially and save you thousands of dollars in interest from credit cards or other loans. Our credit repair services don't end until you are 100% satisfied that we have Restored your Credit Files to their utmost potential, or you can cancel at any time.

Anything on a credit file can be legally corrected:

• Late Payments
• Charge Offs
• Foreclosures
• Judgements
• Repossessions
• Personal Identification
• Closed Accounts
• Bankruptcies
• Negative Settlements
• Liens
• Collections

One way to avoid bankruptcy is to use and manage your credit cards expenditures properly.