The Credit Guru's regular service includes disputing with the three major credit bureaus and creditors. Our Premium service level adds several targeted
legal interventions which may improve your results.
For just $99.95 per month, the Premium service incorporates these additional methods:
- Goodwill Interventions for mild late-pay accounts
- Debt Negotiation for up to one account
- Escalated Information Requests for more seriously late accounts
- Debt Validation
in accordance with the Fair Debt Collection Practices
Act for certain charged-off and collections accounts
- Interest Rate Intervention
if your interest rates have skyrocketed due to late pays, we will try to have your interest rate reduced to a reasonable rate
- Collection Agencies
we fight the collection agencies to get them off your back. We force them to
comply with Fair Debt Collection Practices
Every additional intervention on your behalf increases the likelihood
that a favorable response may occur. Since additional methods are brought to
bear, Premium Service clients may see more results sooner. However, it is important to
remember that we cannot promise a particular result within a certain
time frame since every case and credit report is different.
The level of service we provide to all
of our Premium Service clients is a very intense program which will reduce negative credit on your credit files and
raise your credit scores to an acceptable level.
