| The Credit Guru TM | |
| A Division of JMR Ventures Inc. Phone: (888)528-6041
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 Your family deserves the best that life has to offer! |
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A higher credit score means you can qualify for lower interest rates on any loan and save thousands. | You can save BIG on home loans, car loans, or credit cards once you qualify for lower interest rates. Don't wait 7 - 10 years Negative items on your credit reports can often be deleted without having to wait 7 - 10 years for them to "fall" off. A better home or car A higher credit score means flexibile financing options, giving you an opportunity to afford those things you've dreamed of. Lower rates on credit cards
With a higher credit score you'll be inundated with credit card applications offering you superior rates Improve your qualifications for employment Now, more than ever, employers rely on credit reports to screen job applicants. Don't get turned down for a job because of negative items on your credit reports. Get the rental you want Landlords have become increasingly cautious about renters, and they use credit reports to determine whom they should and shouldn't rent to.
Once your dispute letters have been filed and you start to see changes to your credit reports, you may want to consider doing a monthly credit score check to see how your scores are improving.
We serve clients in all 50 States
Good financial planning is the beginning of ensuring
financial stability in your everyday life and it also allows you to have
financial independence so that credit never becomes an issue.
The Federal Trade Commission and Consumer Credit Protection
Act have enacted hundreds of regulations that the credit reporting companies,
collection agencies and credit bureaus must comply with in order for any
reported item to remain on your report.
When The Credit Guru receives your file, a skilled credit analyst
reviews your reports to determine which items can be challenged and the best
way to dispute them to help improve your credit profile. The Credit Guru then challenges derogatory
items with a letter demanding the reporting company prove that they are in
compliance with the laws and regulations and demanding that the challenged
items be removed. The process is repeated
with each of the three major credit reporting agencies. Within 35 to 45 days after disputing, the credit bureaus
respond with a summary that shows the results of each challenge made. While the
full process takes an average of two to six months in most cases, many clients
see enough improvement in their score to allow them to qualify for a mortgage
or low interest car loan in as little as 45 to 90 days. How will I receive the credit reports? The credit bureaus will mail your credit reports to your
mailing address, and you must forward them to us. The only way that we will be able to dispute
the credit reports is if you send them to us.
We ask that you follow the instructions that you will receive from us
and mail, email or fax all correspondence from the credit reporting agencies to
our office as soon as you have received them. Why we are so successful? We handle only a limited number of clients at a time to
ensure you our being able to devote our full attention to every case. There are no long-term contracts, allowing you to cancel service at any time.
We continue to work on your behalf until you notify us you would like to stop service, or until you are fully satisfied that we have met your goals.
Restarting is a simple process should you ever need our services again. But the results will be rewarding to you
financially and save you thousands of dollars in interest from credit cards or
other loans. Fax (425)-776-5901
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